What are your goals and targets for the year ahead?
As we approach the end of the year, we start to look to 2024 and consider our goals and targets for the year ahead. Your financial adviser maybe approaching you, as we are our clients, about an Annual Financial Review. For us at HSC Financial Advisers, meeting with clients at this time of year is […]
Are you in your 50s and looking to maximise your earnings?
A crucial decade: financial planning in your 50s Maximising your earnings or laying down a robust financial plan As you sail into your 50s, it becomes pivotal to consider your financial strategy. Life has likely found a steady rhythm by now. Children have probably taken flight, becoming financially self-sufficient, and the idea of reducing work […]
Professional financial advice, where’s the value?
Making more informed decisions about money leads to better financial health in the long run. We readily trust medical professionals with our health and legal professionals with complex legal matters. Yet, some people hesitate when seeking advice on financial matters. So, why might this be? Where is the value in professional financial advice? Firstly, finance […]
Are you an SME employer looking for the best benefits for your employees?
Many SME employers want to offer great benefits but which ones have the biggest impact? As an employer, looking for the best benefits for employees is a key priority to help achieve employee satisfaction. Retirement benefits or pensions are a classically popular type of employee benefit. Providing employees with a safety net, they are a […]
Pensions Awareness Week 2023
It’s Pensions Awareness Week and while we ‘bang’ the pension drum all year around, now is as good a time as any to do it again! The simple fact is that the UK is facing a challenge! We are quite simply not saving enough for the future. We all want to retire someday, but we […]
Financial education for the next generations
How to help with money management and financial literacy Financial education for the next generations and passing on the benefit of your experience is crucial for their future success. However, financial planning can be complex, and even the most knowledgeable individuals may need help. As children are returning to school the focus returns to their […]
Protecting your children and securing their future
Our health, an invaluable asset, is often overlooked or taken for granted As a parent, protecting your children and securing their future is a top priority. From having open conversations with your partner to creating a Will. There are straightforward measures you can implement to provide them with the protection they deserve. Open the conversation […]
Full market mortgage advice for you!
Are you coming to the end of your fixed rate mortgage product? Are you worried about what to do next? We know it’s a tough market right now and nothing financial seems to be easy. As with any big expense, the most important thing to take into consideration is affordability. Getting your finances in order […]
Professional financial advice matters
Professional financial advice is a necessary step to achieve financial freedom and security. Thoroughly evaluating your needs and personal goals, allows you to make informed decisions about how to best allocate your resources. What does financial advice do for you? A professional financial plan, gives you the confidence and peace of mind to pursue your […]
Gender pension gap
Gap in pension benefits between men and women widens For many women, the decision to work part-time often coincides with important career and childcare milestones. While pension contributions may not be the deciding factor for this decision, it’s important to understand the long-term impact on pensions. This knowledge is crucial for good financial planning. While […]