Rich or Wealthy
When it comes to your finances and your lifestyle would you choose to be rich or wealthy? We consider the difference between the two definitions and how it can impact your approach to your finances and the way you choose to live your life. The concepts of being rich and being wealthy are often misunderstood. […]
Managing your finances as a couple
Discussing finances may feel uncomfortable, but it is crucial to maintain a healthy relationship Transparency is the foundation of any strong relationship. This holds true regarding financial matters. It is easy to fall into the trap of assuming that you and your partner have similar financial habits and attitudes. Stay on track and work together […]
ISA Allowance for 2023/24 is expiring
Time is running out to use your 2023/24 ISA allowance Investing in an Individual Savings Account (ISA) is a tax-efficient, flexible method for future planning. One of the most attractive features of an ISA is its tax benefits. It’s immune to both Income Tax and Capital Gains Tax on any growth within the fund or […]
How to remove anxiety from your finances!
Tackling retirement anxieties requires understanding your current financial resources Retirement is often seen as the golden phase of life, a period earmarked for relaxation and pursuing personal interests. However, a recent study has pointed towards an increasing trend of ‘retirement anxiety’, especially among individuals aged over 40[1]. This anxiety stems from both financial and emotional […]
What could 2024 mean for investors?
Compared to the noisy worldwide economic and political conditions of 2020-2022, 2023 has appeared to be a more subdued year. We have become weary of the constant barrage of ‘shock and awe’ directed at us through the media over the last few years. However, despite what the daily newspaper headlines might have you believe – […]
Principles of growing your money
Investing could help you beat inflation and build a nest egg for the future Investing can be an intimidating and complex topic, but it doesn’t have to be with professional financial advice. Understanding the basic truths of investing will help you make better decisions, regardless of how much money you may or may not have. […]
Goals don’t just happen, you have to plan for them
When it comes to managing your finances, the wealth of resources now available can make it easy to try and go it alone. However, obtaining the right advice from a qualified professional financial adviser will ensure you are able to plan ahead by including expectations for items such as inflation, market declines and your protection […]