Our approach.

• We arrange a convenient time to meet.
• At this time, you need to gather financial information before our meeting so we can develop a clear picture about your situation.
• Financial Information includes documents such as life assurance, mortgage, pension, savings, investments, or bank statements.
• You can outline the issues that you’d like to discuss.

• During this meeting we assess your current financial position, identify your goals, and consider your attitude to risk.
• We provide information about our services; explain how we charge and the type of advice we offer.
• This meeting is the perfect time to raise anything you want to discuss.

• Using the information you give us; we develop a detailed financial plan for you.
• Accordingly, the plan will fit your lifetime goals and we will ensure you are comfortable with the implementation timeline.
• We research the market, review products and providers, and follow up with a document outlining a strategy tailored to your individual goals and circumstances.

• Specifically, our goal is to ensure that you understand why we recommend certain products or a particular advice strategy.
• Together, we discuss the cost of any future work and explain how you can check on investment performance.

• At this point, all the necessary product paperwork is completed and processed.
• Afterwards, we implement all recommendations that you agree to.
• If appropriate, we liaise with your accountant or solicitor.

• You decide the frequency and level of contact.
• As part of your review, if your circumstances change, we need to know so we can consider any changes your plan may require. Life-changing events include: getting married, having a baby, a promotion buying a new property any events that may affect your finances and require you to re assess your financial planning strategy.

To ensure the successful completion of your financial goals, joint commitment from you and us is essential.