CAPITAL GAINS PAIN
ARE YOUR CAPITAL GAINS CAUSING YOU A FINANCIAL HEADACHE? WITHOUT A CLEAR STRATEGY, YOU MIGHT END UP PAYING MORE TAX THAN NECESSARY Navigating Capital Gains Tax (CGT) can be complicated and daunting, especially with ongoing changes to exemptions, thresholds and regulations. Understanding the details of CGT is vital, as it directly affects how much tax you owe […]
Avoiding Financial Pitfalls
RECOGNISING COMMON MISTAKES CAN HELP PROTECT YOUR WEALTH Investing is essential for those looking to grow their wealth over time. Cash alone seldom keeps pace with inflation, as the interest it generates is usually too low to preserve its purchasing power. For beginners or those adopting a DIY approach to investing, recognising common mistakes can help protect […]
Rich or Wealthy
When it comes to your finances and your lifestyle would you choose to be rich or wealthy? We consider the difference between the two definitions and how it can impact your approach to your finances and the way you choose to live your life. The concepts of being rich and being wealthy are often misunderstood. […]
Your Financial Road Map for 2024
How to devise a robust plan for wealth accumulation and protection Understanding your financial situation is crucial to achieving both short-term and long-term objectives. With a detailed insight into your finances, you can maximise your assets and devise a robust plan for wealth accumulation and protection. As we enter 2024, let’s explore what to consider […]
What are your goals and targets for the year ahead?
As we approach the end of the year, we start to look to 2024 and consider our goals and targets for the year ahead. Your financial adviser maybe approaching you, as we are our clients, about an Annual Financial Review. For us at HSC Financial Advisers, meeting with clients at this time of year is […]
Are you in your 50s and looking to maximise your earnings?
A crucial decade: financial planning in your 50s Maximising your earnings or laying down a robust financial plan As you sail into your 50s, it becomes pivotal to consider your financial strategy. Life has likely found a steady rhythm by now. Children have probably taken flight, becoming financially self-sufficient, and the idea of reducing work […]
Professional financial advice, where’s the value?
Making more informed decisions about money leads to better financial health in the long run. We readily trust medical professionals with our health and legal professionals with complex legal matters. Yet, some people hesitate when seeking advice on financial matters. So, why might this be? Where is the value in professional financial advice? Firstly, finance […]